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On June 15, 2023, Nevada Gov. Joe Lombardo signed SB 290, establishing the nation’s first state licensing regime for earned wage access (EWA) services provided to consumers in the state. Earned wage access allows employees to receive portions of their earned but unpaid income in advance to be repaid by the employees after being paid on payday. The governor signed the legislation (EWA Law) after it passed in both houses of the state legislature with wide margins.

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Photo of W. H. Langley Perry, Jr. W. H. Langley Perry, Jr.

Langley Perry focuses his practice on federal and state regulatory compliance and state licensing for companies engaged in money transmission, consumer lending and loan servicing, commercial and residential mortgage services, debt collection, and other financial services.

Langley works on nationwide state money transmitter…

Langley Perry focuses his practice on federal and state regulatory compliance and state licensing for companies engaged in money transmission, consumer lending and loan servicing, commercial and residential mortgage services, debt collection, and other financial services.

Langley works on nationwide state money transmitter, lending, servicing, and other license acquisition projects. He provides compliance advice across a broad range of laws applicable to banks, money services businesses and non-bank consumer finance companies. He has experience handling Bank Secrecy Act/Anti-Money Laundering (BSA/AML) and Office of Foreign Assets Control (OFAC) compliance program reviews and development as well as matters involving the Financial Crimes Enforcement Network (FinCEN) and the Foreign Corrupt Practices Act (FCPA). He also advises clients on matters involving the Consumer Financial Protection Bureau (CFPB) and other federal and state regulatory authorities with oversight of consumer financial and payments products and services.

Photo of Jacob D. Bundick Jacob D. Bundick

Jacob D. Bundick has a commercial litigation practice focusing on multiple industries, including aviation, banking and financial services, and residential mortgages. His clients range from local businesses to multinational companies – many within the Fortune 100. Serving as lead and co-lead counsel

Jacob D. Bundick has a commercial litigation practice focusing on multiple industries, including aviation, banking and financial services, and residential mortgages. His clients range from local businesses to multinational companies – many within the Fortune 100. Serving as lead and co-lead counsel nationwide, he manages a team of attorneys across Greenberg Traurig’s offices defending clients in a variety of business matters, consumer cases, and class action litigation.

Jacob works with national and global airlines on litigation matters involving, commercial disputes, personal injury and property damage claims, products liability, intellectual property, environmental issues, securities class actions, derivative actions, employment matters, data privacy, and advertising law. He also represents aviation clients in local, state, and federal investigations as well as corporate transactions.

His banking and financial services clients include major financial institutions, credit unions, mortgage loan originators, servicers, and investors. Jacob represents these clients in individual and class consumer claims, bankruptcy adversary cases, and contested foreclosures. He advises and represents corporate and institutional clients in federal and state court and various arbitration proceedings regarding claims arising under the Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Fair Housing Act, Fair Credit Collection Practices Act, and those based on state fair lending, collection and deceptive trade practices.

He also advises and represents corporate and institutional clients in copyright and trademark infringement matters, commercial contract disputes, construction and insurance matters, and real estate transactions.

Photo of Michael R. Hogue Michael R. Hogue

Michael R. Hogue focuses his practice on construction law, particularly medium and large-scale commercial urban development. Michael represents parties at all stages of the commercial development life cycle, from initial design and contract negotiation to pre and post-completion dispute resolution and litigation. He

Michael R. Hogue focuses his practice on construction law, particularly medium and large-scale commercial urban development. Michael represents parties at all stages of the commercial development life cycle, from initial design and contract negotiation to pre and post-completion dispute resolution and litigation. He has represented large commercial owners and developers in real estate and construction litigation in both state and federal court, including claims for breach of contract, fraud, delay claims, negligence, defective design, failure to inspect, and construction defects. Michael also advises clients, including commercial developers and contractors, on trademark, copyright, trade dress and trade secret matters.

Additionally, Michael serves as part of the firm’s eDiscovery and eRetention group, providing advice and support to clients regarding best practices for records management. Michael also advises and represents clients regarding electronically-stored information and technology-assisted review in litigation in state and federal courts.

Finally, Michael represents creditors, particularly developers and commercial lenders, in bankruptcy proceedings under Chapters 7, 11, and 13, focusing on bankruptcy litigation in various states throughout the country. He also advises debtors with regard to various restructuring efforts ranging from pre-bankruptcy workouts to Chapter 11 petitions and plans.