Recent court decisions highlight how website design, conspicuous notice, and user assent can determine whether online terms are enforceable.
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FTC Seeks Comment on Potential Updates to Negative Option Rule
On March 11, 2026, the Federal Trade Commission issued an Advance Notice of Proposed Rulemaking seeking public comment on whether it should amend its Rule Concerning the Use of Prenotification Negative Option Plans.
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FTC Seeks Comment on Potential Rule to Address Unfair or Deceptive Rental Housing Fee Practices
On March 12, 2026, the Federal Trade Commission issued an Advanced Notice of Proposed Rulemaking seeking public comment on a proposed rulemaking to address potential unfair or deceptive fee practices in connection with rental housing.
CFPB Says ‘Show Me The (Consumer Unfriendly) Fine Print’
- CFPB proposes rule requiring nonbanks to “register” with the CFPB if they include certain terms and conditions in their form contracts, including in their website terms of use
CFPB Warns Insufficient Data Security Measures May Violate Consumer Financial Protection Act
On Aug. 11, 2022, the U.S. Consumer Financial Protection Bureau issued guidance indicating that financial institutions and service providers that fail to adopt sufficient data security measures to protect consumer
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CFPB to Issue Consumer Financial Protection Circulars to Increase Transparency and Align Enforcement
The Consumer Financial Protection Bureau (CFPB or the Bureau) announced it would begin issuing Consumer Financial Protection Circulars (Circulars) to a “broad set of government agencies responsible for enforcing federal
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![fpo-feature-3[1]](https://www.gtlaw-financialservicesobserver.com/files/2021/12/fpo-feature-31.jpg)
FCA Takes Next Step Towards a UK Consumer Duty: An Update for Regulated Businesses
In December 2021, the UK Financial Conduct Authority (FCA) published a consultation to set a higher standard of consumer protection in retail financial markets, an endeavor which began in July
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FINRA’s 2020 Risk Monitoring and Examination Priorities Letter
On Jan. 9, 2020, the Financial Industry Regulatory Authority (FINRA) released its 2020 Risk Monitoring and Examination Priorities Letter, in which it identifies its areas of examination focus for
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Early Signs on Fintech from the Consumer Financial Protection Bureau
There is no doubt that the regulation of financial technology (fintech) companies is on the rise. Fintech companies broadly mean companies that provide products, services and technology where traditional banking
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FCC Proposes Rules to Limit the Use of Robocalls to Collect Debts Owed to or Guaranteed by the United States
The Federal Communications Commission (FCC) has proposed rules to implement a provision in the Bipartisan Budget Act of 2015 (Budget Act) that allows robocalls (i.e., calls made with an
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